Physical Cheque Registers vs Automated PDC Clearing Alerts

Managing post-dated cheques (PDCs) from dozens of buyers is a major operational challenge. If a cheque is deposited late, it delays construction cash flow; if deposited early without buyer confirmation, it bounces, straining client relations.

1. Manual PDC Risks

Relying on staff to check paper folders and calendar dates daily leaves room for error. A single missed deposit can delay subcontractor payments.

2. Automated Clearing Dashboards

Unova features a dedicated PDC Vault. The dashboard lists upcoming clearances 7 to 10 days in advance and sends automated WhatsApp reminders to buyers to ensure their accounts are funded.

3. Accounting Integration

Upon clearance, the accountant clicks 'Approve', and Unova automatically creates the bank credit vouchers and updates the customer ledger.